Business Overhead Expense (BOE)

What It Covers

BOE Insurance helps pay for your regular business expenses such as:

• Office rent or mortgage payments

• Employee salaries and benefits

• Utilities, internet, and phone bills

• Equipment leases and maintenance

• Professional fees (accounting, legal, etc.)

• Insurance premiums

The policy typically provides monthly reimbursements for a set period (usually up to 12–24 months), depending on your coverage.

🌟 Key Advantages

1. Keeps Your Business Running:
   Covers ongoing expenses so your business can continue operating smoothly even while you’re away.

2. Protects Your Employees and Clients:
   Maintains payroll and services, helping you retain your team and client relationships.

3. Prevents Financial Strain:
   Avoids dipping into personal savings or taking on debt to keep your business afloat.

4. Supports Recovery Time:
   Gives you peace of mind and time to recover fully without worrying about overhead bills.

5. Tax Advantages:
   Premiums are generally tax-deductible as a business expense (consult your accountant for details).