Home Insurance

What Home Insurance Covers:

1. Structure Protection: Covers your house or condo against damages caused by fire, storm, or other unexpected events.

   • Example: If a fire damages your roof and walls, your insurance will cover repair costs.

2. Personal Property Protection: Covers your belongings, such as furniture, electronics, and clothing, in case of theft, fire, or other covered events.

   • Example: If your laptop or jewelry is stolen, your insurance will reimburse the loss.

3. Liability Coverage: Protects you if someone is injured on your property or if you accidentally cause damage to someone else’s property.

   • Example: If a guest slips and falls in your home, liability coverage can help pay medical or legal costs.

4. Additional Living Expenses: Covers temporary living costs if your home becomes uninhabitable due to a covered event.

   • Example: If a burst pipe forces you to stay in a hotel, insurance can cover those expenses.